Wealth is worth more than the cost of money. Wealth is an abundance of something, whether that’s time, money or physical wellbeing. And the relationship between them is illustrated below. I used this illustration in Holistic Personal Finance to illustrate the limitations of the cost of money. When you’re earning extra money, you generally end […]
Product Price v Quality
Continuing the theme of choice, and gratitude, today I’m talking a bit more about choice. Only this time, more about things than people. Both in terms of price, v quality. And why it’s sometimes better to pay a bit more. I know times are tough for some people, and it’s going to get tougher. And […]
Is the Old or New Normal Better For You?
It’s been a while since we went into lockdown, and restrictions are finally easing. We can eat out, go shopping and send our kids to school. Politicians have “won” the war on Covid, and are now talking about economic recovery and “getting back to normal,” even though many of us don’t have a normal to […]
Wealthy is as Wealthy Does
There’s a proverb of sorts, Beauty is as Beauty does And according to Walt Disney (video has sound) at any rate, it means being kind and doing something nice for someone who feels down. Every single day. Because beauty is about what’s on your inside, not the outside. And you can Google to your heart’s […]
The What, Why, and How of Pleasure
When times get tough, one of the first expenses cut is pleasure. In the face of all other considerations, it becomes frivolous and wasteful. And yet, without pleasure, life can look and feel very grim. The other day I was watching one of a series of news reports by Geoff Thompson on Australia’s housing affordability […]
Electricity Humbug
The other day, our electricity went out, and I was a little surprised about how dependent on it we’ve become. Even though I’ve written about that before. Aside from the alarm not going off, the central heating didn’t kick in, the hot water tank didn’t stay hot, and even worse – the coffee machine wasn’t […]
Your Role as a Purchasing Agent
Have you ever thought about your role as a Purchasing Agent? Or are you like most people who just buy stuff? You might find it interesting to know that you need formal qualifications to buy things for a living. In Australia, the Diploma of Purchasing “qualifies you to apply integrated technical and theoretical concepts in a […]
How to Eat Well and Save Money on Food
As I mentioned for my 2016 Transplantiversary, I’m hoping to make some significant lifestyle changes to get down to the hospital recommended weight (and I’ve set up a monitoring page to track it publicly). I’ve ordered new cookbooks to help! During my cookbook shopping, I found a review of Jamie Oliver’s Everyday Super Food (affiliate link), which dismissed […]
Wealth Management for a Happy Retirement
Katy recently told me that her company had completed a tender for new cleaning services. She was working late the other day, and she met them. The tender “winners” are an older couple in their sixties who can’t afford to retire, so they have started an office cleaning business. Instead of the happy retirement life […]
Deliberations on Luxury
With the research for my new book Holistic Personal Finance progressing nicely, I’ve been thinking about luxury. Partly inspired by the old guy who just paid $55 for a packet of cigarettes (I believe they were about $15 when I quit), but more particularly luxury in food. DB recently came home with a chocolate bar, and […]
A Short History of Attitudes Towards Household Expenditure
I’ve started researching my next book, which is about Holistic Personal Finance. Like Build Your Signature Wardrobe, it draws on the wisdom our ancestors developed through Two World Wars and The Great Depression. I am intrigued in particular about how the attitudes towards household expenditure that I have been reading about have changed. I think they […]
2015 Signature Wardrobe Summer Plan part 3
I have to say that I am really loving these Second World War summer uniform pictures – so stylish. In part one, I gave myself a budget of $500 to build a signature summer wardrobe of fitted yet loose pretty clothes in natural fibres, coloured scarlet, blue, cerise, black or white to match my existing wardrobe: 2 house […]