I’ve been watching the inflation rate with interest. And the local commercial tv stations running around like headless chickens talking about how disastrous inflation is and how we’re all ruined, yet not offering any concrete examples of how to manage you money to get the best band for each buck. Backgound To put it in […]
Money, Time, Health
As far as I am concerned, there are three aspects to wealth: money, time and health. As I say in Holistic Personal Finance, the value of money comes from the time you spend in places you don’t want to be doing things you don’t want to do, that you swap for the things you need […]
Revisiting Just-in-Time Delivery
The concept of just-in-time delivery is essentially having ZERO stock on hand, ordering it when when you need it. In 2015, when I was long-term unemployed, I wrote a post about developing the virtue of Wealth. Essentially, it involved: Diversifying income streams to keep some money coming in. Decreasing expenditure to stop money going out, […]
Small Business Saturday
I recently heard about Small Business Saturday. It’s an event in November taking place between the Black Friday and Cyber Monday Sales to encourage people to shop locally. This year (2021), it’s November 27, which is why I’m posting this early – so you can think about it for tomorrow. Your local shops have been […]
The Cost of Money
Wealth is worth more than the cost of money. Wealth is an abundance of something, whether that’s time, money or physical wellbeing. And the relationship between them is illustrated below. I used this illustration in Holistic Personal Finance to illustrate the limitations of the cost of money. When you’re earning extra money, you generally end […]
Product Price v Quality
Continuing the theme of choice, and gratitude, today I’m talking a bit more about choice. Only this time, more about things than people. Both in terms of price, v quality. And why it’s sometimes better to pay a bit more. I know times are tough for some people, and it’s going to get tougher. And […]
Is the Old or New Normal Better For You?
It’s been a while since we went into lockdown, and restrictions are finally easing. We can eat out, go shopping and send our kids to school. Politicians have “won” the war on Covid, and are now talking about economic recovery and “getting back to normal,” even though many of us don’t have a normal to […]
Wealthy is as Wealthy Does
There’s a proverb of sorts, Beauty is as Beauty does And according to Walt Disney (video has sound) at any rate, it means being kind and doing something nice for someone who feels down. Every single day. Because beauty is about what’s on your inside, not the outside. And you can Google to your heart’s […]
The What, Why, and How of Pleasure
When times get tough, one of the first expenses cut is pleasure. In the face of all other considerations, it becomes frivolous and wasteful. And yet, without pleasure, life can look and feel very grim. The other day I was watching one of a series of news reports by Geoff Thompson on Australia’s housing affordability […]
Electricity Humbug
The other day, our electricity went out, and I was a little surprised about how dependent on it we’ve become. Even though I’ve written about that before. Aside from the alarm not going off, the central heating didn’t kick in, the hot water tank didn’t stay hot, and even worse – the coffee machine wasn’t […]
Your Role as a Purchasing Agent
Have you ever thought about your role as a Purchasing Agent? Or are you like most people who just buy stuff? You might find it interesting to know that you need formal qualifications to buy things for a living. In Australia, the Diploma of Purchasing “qualifies you to apply integrated technical and theoretical concepts in a […]
How to Eat Well and Save Money on Food
As I mentioned for my 2016 Transplantiversary, I’m hoping to make some significant lifestyle changes to get down to the hospital recommended weight (and I’ve set up a monitoring page to track it publicly). I’ve ordered new cookbooks to help! During my cookbook shopping, I found a review of Jamie Oliver’s Everyday Super Food (affiliate link), which dismissed […]